Privacy Policy

Privacy Policy

Effective Date: March 7th 2025

Introduction

We are committed to respecting your right to privacy and protecting your information when you visit https://dealsanddollarsacademy.com/ and use our services. In order to do so, we need to collect, process, and retain some personal information about you so that we can deliver our products and services in a way that supports your unique needs and interests. We want you to know that we take your privacy and the security of your personal information seriously. We also want to be transparent about the types of personal information we collect about you, how we use your personal information, and with whom we share your personal information and why. This Privacy Policy is intended to provide you with that information and to inform you of the choices you have regarding the use and retention of your personal information.About This Policy

This Privacy Policy applies to the https://dealsanddollarsacademy.com/ website and its associated products and services (“Website”). Please note that by using our Website, you are consenting to the terms defined within our Privacy Policy. Additionally, we may develop and release new products and services from time to time. If the release of these products or services results in material changes to how we collect, use, or share personal information about you, we will update this Privacy Policy accordingly or will provide additional notices to inform you of such changes.

The Types of Personal Information We Collect About You and How We Use It

For the purposes of this Privacy Policy, personal information is considered to be “any information that can be used to uniquely identify you or that can be reasonably linked, directly or indirectly, with you.” The specific pieces of personal information we collect about you depend on how you use our Website and what services you subscribe to.

Account Data

Account Data is information that we collect about you when you inquire about or subscribe to our products and services. This type of information typically includes:

Name, email address, phone number, and mailing address.Account and communication preferences to enable you to configure and personalize your account.

You can update your preferences or opt out of future communications at any time by updating your account settings.

Usage Data

Usage Data is information that we collect about you regarding your use of our Website, and typically includes the following:

Online identifiers such as IP addresses, MAC addresses, and cookie data.Information about the types of devices you use, including device type, browser type, operating system, and language settings.Information about the Website pages you visit, including the date, time, and duration of your page visits.

Usage Data helps us optimize our Website, diagnose technical issues, and improve our services.

Information We Collect from Third Parties

In addition to collecting personal information directly from you, we may receive data from third parties, including:

Service Providers: Companies that assist us in providing our services, such as payment processors, credit verification agencies, and marketing partners.Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the Fair Credit Reporting Act (FCRA) for the purpose of determining financial qualifications.Automated Technologies: Cookies and other tracking technologies may be used to enhance your experience.

We process this data in accordance with applicable privacy laws.

Legal Basis for Processing (GDPR Compliance)

We process personal information under the following legal bases:

Consent: When you explicitly provide permission.Contractual Necessity: To fulfill our obligations to you.Legal Obligation: To comply with applicable laws.Legitimate Interests: To enhance our services unless overridden by your rights.

If we transfer personal data outside the European Economic Area (EEA), we ensure safeguards such as Standard Contractual Clauses.

Consumer Rights

Under GDPR, you have the right to:

Access, correct, or delete your data.Restrict or object to processing.Request data portability.

Under CCPA, you have the right to:

Know what personal data is collected.Request deletion of your data.Opt out of the sale of your personal data.Non-discrimination for exercising these rights.

Under FCRA, you have the right to:

Request access to your credit data collected for pre-screening.Dispute inaccuracies and request corrections.Be informed about the purpose of credit data collection.

To exercise these rights, contact us at [email protected].

[NEW ADDITION] Data Sharing and Disclosure

We may share your personal information with:

Service Providers: Third parties assisting us in delivering our services.Legal Obligations: Government authorities when required by law.Business Transfers: In cases of mergers or acquisitions.

Soft credit pull data is shared only with authorized entities in compliance with FCRA regulations.

Personal Information Retention and Protection

We retain your personal information only as long as necessary to fulfill legitimate business and legal requirements. FCRA data is retained securely for the duration required by law.We use appropriate security measures to protect your personal information, including encryption and access controls. However, no system is completely secure, and we cannot guarantee absolute security.

Children's Privacy

Our services are not directed to individuals under 16. We do not knowingly collect personal information from children under 16. If we learn that we have inadvertently collected such information, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page, and we will notify you of significant updates.

How to Contact Us

For any questions or concerns about this Privacy Policy, please contact us at:Deals & Dollars Academy

550 Broad St, STE 902, Newark, NJ 07102

Email: [email protected]

Phone: (973) 878-9884